Uber has changed the way we travel. By simply using the Uber app, you can request a ride within minutes, simplifying the way we move around. As convenient as Uber is, it’s uber accident claims settlement not without its risks. Crashes can still take place, and passengers could end up injured.
This article explores what kinds of injuries are most common in Uber accidents, the process of determining fault, as well as the legal process for compensation.
Frequent Injuries from Uber Rides
Passengers in an Uber may suffer a variety of injuries, especially if the driver is involved in an accident. Some frequent injuries include:
Neck Injuries: Whiplash often results from rear-end crashes, which can lead to significant discomfort. Symptoms can be delayed, making it harder to recognize early on.
Bone Injuries: Accidents can easily cause fractures, especially in limbs. Fractures may demand extended treatment and rehabilitation.
Head and Brain Injuries: Accidents may cause head trauma, ranging from mild to severe. Head injuries can affect cognition and health for a long time.
Spine Injuries: Back and spine injuries are common in high-impact crashes. They often result in long-term pain and expensive treatments.
Soft Tissue Injuries: Soft tissue injuries like sprains and strains are common in car accidents. Though less visible, they can cause significant discomfort.
Severe Scratches and Lacerations: Sharp debris from accidents may cause deep wounds. Lacerations can lead to stitches, scars, and even infection.
Figuring Out Fault in Uber Injury Cases
Understanding who is liable in an Uber injury case is often complex. Various individuals and entities could be held accountable. Liability can include the Uber driver, other drivers, or even third parties.
Uber’s Driver: Uber drivers can be held liable if they were negligent or reckless. Common causes include distracted driving or breaking traffic laws.
Other Drivers: If another motorist causes the crash, they could bear the blame.
The Role of Uber: Although Uber classifies drivers as independent contractors, the company’s insurance might apply. For accidents during rides, Uber provides liability coverage of up to $1 million.
Third-Party Liability: Road conditions, vehicle malfunctions, or other external factors can contribute to accidents. In such cases, lawsuits may involve multiple parties to determine responsibility.
Insurance Coverage for Uber Accidents
Uber’s insurance coverage varies depending on the stage of the ride. The coverage changes whether the driver is waiting for a ride, en route, or carrying passengers.
Driver Not Using the App: If the driver is not using the Uber app, their personal insurance applies.
Driver Available for Rides: While waiting for a ride request, Uber’s insurance offers minimal coverage. Coverage includes up to $50,000 per individual for bodily injury and $25,000 for property damage.
Driver En Route or During a Ride: When an Uber driver is on a trip, the company’s insurance provides up to $1 million in coverage. This includes $1 million in third-party liability coverage, uninsured motorist coverage, and collision coverage.
Filing a Legal Claim After an Uber Accident
If an Uber accident causes significant injury, legal action may be required to get fair compensation. A lawsuit can provide compensation for medical bills, lost earnings, and pain and suffering.